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Thursday, September 25, 2008

How do i invest in Unit Trust

You can invest in Unit Trust:
1. Using cash money - investing lump sump and by investing monthly
Initial lump sum investment can be done with minumum initial investment of RM1000 and monthly investment via direct debit or monthly bank-in can be done from minimum of RM100.

2. Using your EPF Account No.1 money. Please read the condition here.

Public Mutual is one of the famous Unit Trust Company.

Public Mutual Berhad (Public Mutual) is the largest private unit trust company in Malaysia and currently manages 67 funds with total NAV of more than RM26.3 billion for more than 1,800,000 accountholders. Incorporated in July 1975, Public Mutual began its operations in 1980 with the launch of the Public Savings Fund, and soon went on to become an industry leader and setting forth new trends in innovative fund development.

Public Mutual has won numerous awards throught these years.



For more information on Unit Trust, you can always contact me. Im a certified Unit Trust Consultant attached with Public Mutual.

Engr Mohamad Abu Huzaifah
Unit Trust Consultant
019-5756400
huzaifahm@yahoo.com

You can just leave a sms for me if you want me to call you.

Happy investing!

9 comments:

Anonymous said...

Unit trust is a good investment vehicle

zaidi said...

Investing your money with KWSP savings is good..better return

Lin said...

Public Mutual has been leading the pack with better return funds

Anonymous said...

Public Mutual has introduced online services for its customers

Anonymous said...

Get a good UT consultant....he will be able to advice you on your investment portfolio..

Huzaifah Magbool said...

Hukum Public Mutual (Ittikal) & Agennya

Soalan Pertama :

Assalamualaikum Ustaz,
Saya adalah consultant unit trust untuk Public Mutual. Secara peribadi saya merasa sedikit keliru dengan kerjaya ini apabila saya cuba bandingkan dengan MLM. Bagi saya memang ada persamaan dengan MLM kerana ada sale bermakna adalah komisyen.Dan juga saya hanya menjual Islamic Trust. Apa pendapat ustaz dari boleh atau tidak saya teruskan profession sambilan ini?

Sekian,terima kasih.

- Abd Razak -

Soalan Kedua :

Salam ustaz…

Sebelum saya mengajukan kemusykilan, saya ingin mengucapkan berbanyak
terima kasih kepada ustaz atas usaha ustaz ‘menjernihkan’ kekusutan
mengenai permasalan muslimin dan muslimat di komuniti yahoogroups
ini.

Soalan 1
Apakah hukum keuntugan yang hanya diperolehi daripada menyertai
produk-produk yang berlandaskan shariah seperti Public Islamic Equity
Fund.

Soalan 2
Apakah hukum pendapatan yang hanya diperolehi daripada hasil menjual
produk-produk yang berlandaskan shariah seperti Public Islamic Equity
Fund dll memandangkan Public Mutual juga menawarkan produk2 yang
tidak berlandaskan shariah…
‘betulkan saya jika salah’

sekian. wassalam.

Aminuddin

JAWAPAN

wa’alaikumussalam,

Hukum Public Mutual (Ittikal) & Agennya

Pertamanya, tahniah atas rasa keperihatinan anda berdua dengan harta yang halal dan sistem perniagaan secara Islam yang tulen, ia sebenarnya satu tanda iman yang baik dalam diri. Ameen.

Berkenaan Public Mutual Ittikal dan Public Islamic Equity Fund. Ia telah diluluskan oleh Suruhanjaya Sekuriti sebagai sebuah instrument pelaburan Islam manakala Majlis Penasihat Shariah khas baginya adalah Islamic Banking and Finance Institute Malaysia ( IBFIM ) sila buka webnya di www.ibfim.com

Bagaimanapun, setelah saya berbincang dengan ‘person in charge’ di IBFIM, pihak mereka menjelaskan bahawa mereka hanya memantau dan menyemak portfolio, kaedah pelaburan yang di buat, di kaunter mana di letakkan, cara kiraan dan yang berkaitan dengannya dana dan pelaburan itu sahaja.

Adapun cara pemasaran menggunakan kaedah persis MLM dan komisyen ini tidaklah di semak oleh mereka.

Saya pula belum mengkaji secara detail cara komsiyen dan pemasaran yang dibuat oleh Public Mutual Ittikal ini mahupun Takaful Ikhlas dan lain sepertinya. Justeru bagi sesiapa yang terlibat dengan semua jenis ini, apa yang mampu saya sarankan adalah; Bawa isu ini kepada pihak pengurusan Public Mutual dan desak mereka untuk ‘table’ kan sistem pemasaran itu kepada Shariah Adviser masing-masing..

Itu lah yang perlu dibuat. Benar, tiada ertinya benda yang halal, jika dijual dengan cara yang tidak menepati Shariah. Hasilnya akan pasti sama iaitu HARAM. Saya TIDAK mengatakan sistem marketing Public Ittikal ataupun Takaful Ikhlas Haram, cuma saya sarankan individu terlibat bawa ke Shariah (jika belum di bawa).

Dalam pada masa itu, saya juga tiada idea buat masa ini samada ingin menasihatkan anda agar berhenti atau meneruskan. Wallahu ‘alam.

Sekian,

Ust Zaharuddin Ab Rahman

Sumber : Zaharuddin.net

Huzaifah Magbool said...

Public Bank’s wholly-owned subsidiary, Public Mutual won the Most Outstanding Islamic Fund Manager award for the third consecutive year at the 6th KLIFF (Kuala Lumpur Islamic Finance Forum) Islamic Finance Awards 2009 ceremony. The award was presented by Minister in the Prime Minister’s Department Y.B Tan Sri Nor Mohamed Yakcop to Public Mutual Chief Executive Officer Ms. Yeoh Kim Hong during the award presentation ceremony which was held on 3 November 2009 at the Nikko Hotel Kuala Lumpur.

Yeoh expressed pride that Public Mutual is once again receiving this prestigious recognition, which also marks the company’s 138th industry award since 1999. “This esteemed award demonstrates Public Mutual's commitment in continuously delivering top value as well as meeting the diverse needs of our unitholders,” she said. She also thanked unitholders for their continued support and confidence in Public Mutual.

Public Mutual is a leading player in the private Islamic unit trust fund sector in Malaysia. As at 30 September 2009, it manages 24 Islamic funds with total Islamic assets under management of RM13.2 billion. This represents a 58.3% market share of the private Islamic unit trust industry.

Public Mutual is also Malaysia’s largest private unit trust company with 71 funds under management. It has over 2,000,000 accountholders serviced by 40,000 unit trust consultants. As at 30 September 2009, the total net asset value of the funds managed by the company was RM33.8 billion.

Huzaifah Magbool said...

Public Bank’s wholly-owned subsidiary, Public Mutual has won AsianInvestor’s “Best Malaysia Onshore Fund House” award for the second consecutive year. Public Mutual’s Chairman, Y. Bhg. Tan Sri Dato’ Sri Dr. Teh Hong Piow received the award from Ms Rebekka Kristin, Associate Publisher of AsianInvestor, during Public Mutual’s Annual Awards Night on 17 May 2009 at the Sunway Pyramid Convention Centre, Kuala Lumpur.

AsianInvestor is a Hong Kong-based leading publication dedicated to the region’s asset management industry. It introduced the AsianInvestor - Investment Performance Awards in 2001 to celebrate the excellence in investment performance by the fund managers in Asia Pacific.

According to Ms Kristin, Public Mutual was named “Best Malaysia Onshore Fund House” due to its resilient performance in a year of financial uncertainty. “This award acknowledges the outstanding achievements of everyone at Public Mutual who has worked so hard for, in what is truly a challenging industry at the moment,” she said.

Meanwhile, Tan Sri Teh expressed pride that Public Mutual is once again receiving this international recognition, which also marks the company’s 135th industry award since 1999. “This esteemed award demonstrates Public Mutual's commitment in continuously delivering top value as well as meeting the diverse needs of our unitholders,” he said. He dedicates the award to the Board of Directors, Management, Staff and Unit Trust Consultants of Public Mutual for their dedication and hard work in making the company an industry leader. He also thanks the unitholders for their continued support and confidence in Public Mutual.

Public Mutual is Malaysia’s largest private unit trust company with 69 funds under management. It has over 2,000,000 accountholders serviced by over 42,500 unit trust consultants. As at 8 May 2009, the total net asset value of the funds managed by the company was RM27.4 billion.

Anonymous said...

Unit trust is a medium to long term investment vehicle